Hi, it’s nice to have the opportunity to publish a story about my experience with the Loans 4 Success program.
With this review, I want to share why I believe this is a very important tool, especially if you are in your mid-twenties, and how it helped me get on my feet.
As a complete ignorant of finances, coming from a home where spending was done only by the adults, I needed to know how this world worked, and it has done wonders for me.
Going through the course, I started to follow the advice, step by step, and the results I started seeing were:
- Removal from black lists
- Increased credit ranges
- More offers for loans
- Ability to fund my projects
Many people believe that getting in debt is actually selling your soul to the devil, but it’s indiscipline and not planning head what sells your soul to the devil. Even if you don’t get a loan, but you don’t plan ahead, you are putting yourself at great risk.
How it all began
Growing up, one of my proudest moments was finding out that I was the only one of my friends without debt for “stupid things”. They all had phones and post-paid plans with them, or amazing laptops, or went swimmingly through college.
I didn’t have access to many luxuries, but I was not in debt as well and that was OK.
As I got in my twenties, I wanted to fund a marketing company to help the business in my city. I did some research and financial plans, etc. Just to find out that I needed to get cash from outsiders, or get in debt.
Looking for funds
Now, my first instinct was the bank, of course, but as I approached them, I hit a list of things that I had never considered before.
- I was on a blacklist for some stupid 30 USD debt of some years ago
- That was all my credit history
- They needed me to get a credit card and shop more
- I couldn’t get the money because I didn’t have much financial history
The bank people were completely understanding and clear. Apparently, I am not the first young person to walk through those doors completely lost.
Getting my records together
As I cleared that debt and started generating more, I noticed one crucial thing: I had no clear indicator of success. I didn’t know how I was going to measure my progress and know if I was in the right direction.
While going on with the instructions the people from the bank gave me, I did some research as well, but information was all over the place and I didn’t know what to do, or where to focus.
I kept on going for a year or so, then I went to the bank.
Did I ever start?
The people from the bank were very nice, again, on letting me know how I was basically doing it all wrong and, even though I had covered some stuff:
- Getting removed from blacklists takes more actions
- Building a credit history takes more time
- I was building not managing my debt efficiently enough
All over the place, and frustrated, I wanted to throw the towel.
One night, after being on the phone with my dad, he told me about this friend of his who has a son that was going through the same issues I was, and how he got back on his feet in a year as well, that maybe I should talk to him.
After some days, I finally got in touch with this guy, and he introduced me to Loans 4 Success.
In the beginning, the story of getting more in debt was actually scary and inconceivable. I didn’t want to be in trouble again, nor complicate my life more. He convinced to relax, buy the program, follow it, and see what would happen.
Since I didn’t know where to start, or where to go, I figured I might as well give this a chance and see how it goes. After reading some reviews online, I made the decision and started.
Debt as a friend
The first great shock was to understand that debt and the way it is dealt by you. Talks about financial stability and growth and allows people to know whether to trust you with their money or not.
I was being extremely conservative with my getting in debt and using my credit card that I didn’t really generate more debt. It is simple things that, if done correctly, can increase your credit rate:
If you have the money to pay it, don’t pay it in cash, pay in credit, and then you pay the bank. That will help you every time. Self-control plays a big part in this, but there is really no simpler way to start.
Now that my personal side was taken care of, I also learned that businesses are held accountable differently than people, even that their owners.
There are certain “credit privileges” that businesses have that most people don’t know of. Sometimes, it is better to take money as a business and not as an individual.
If you keep following the path traced by Loans 4 Success, you and your business, will have access to all of these privileges and have your lives made easier.
Finances are a very delicate thing. If one is not careful, there is even jail to consider if we are not paying attention, so it was necessary to read more and learn, before continuing, so that I would make the right movements.
- How to make the big jump to larger amounts of money
- Managing this debt so it looks good on my history
- Earning the trust of lenders
- Depositing the risk on them and make them be happy with it
As time went by, I even learned how to remove people from blacklists in a faster, easier way.
Being an adult is quite difficult, and the money part more if you, like many people around the world, come from a household where money is more of an issue rather than a topic.
Generating debt doesn’t mean to dig your own grave. If well managed, which you will learn how to do in this guide, you can have access to many opportunities in life and financial institutions will trust your more easily.
This reflects on you being able to be independent faster and with more certainty. It does come with sacrifice of certain freedoms but, once you are settled, which takes less than 1 year if your situation is generic, then you are good to go.
However, if you are in a more critical situation, you will learn how to get out of there and get on the good side of financial institutions again.
Long term benefits
It’s been a while now since I last went and checked the guide. The steps and processes are so easy to follow, even your mind might think it doesn’t make much sense. If this is the case, just go and read information from financial websites, even the banks, they basically say the same thing in much more complicated words.
After a while, now:
- Banks come to me with offers of hundreds of thousands of dollars to lend me
- I can have access to more funding opportunities around
- My company has taken flight
- Investors trust me because I can handle debt and money
- People want to lend me money
Having to choose
Yes, people want to lend you money. Think of it this way: If your money is in the bank it will devaluate and it can lose its value quite fast. However, if you invest your money, it is not as susceptible to the market as it will be in the bank.
It is incredible the amount of people with money ready to invest in companies that:
- Have proven commercial success
- Or manage their finances well
For some, investing in a huge company and see their money grow is what makes sense. For the most conservative investors, putting their money in a stable company is what gives them security and, they don’t care much about having huge wins, but rather not losing.
I also learned how to approach these people, convinced them to lend me their money, and grow my business.
As you can see, money makes money, and it is not as complicated as it seems. It only takes planning and executing, and you can get all your info from Loans 4 Success. Listen, this program does not contain secrets or things that no one knows.
But, after reading all over the web, I found this program to be the most complete and easy to understand of all the ones out there. This is very important because the clarity of how can make a huge difference between making the right move or not. So, please, choose wisely.
In the end of the day, it’s about living a better life. So, what are you waiting for?